BlackRock BUIDL · Polygon

BUIDL

Overview

The BlackRock BUIDL BUIDL pool on Polygon is a single-asset stablecoin lending position where suppliers earn variable interest on deposits of the BUIDL token. The protocol generates yield by routing borrowing demand against pooled liquidity and pays lenders from the resulting interest spread. Total APY stands at 3.46%, with no additional reward component. Over the past seven days, the rate has decreased by 0.04% and over the last thirty days, it has dropped by 0.07%. This places the current yield slightly below the 30-day mean of 3.55%. TVL is $36M with no reported change in the past week; primary exposure here is depeg risk on the underlying stablecoin. As a single-asset pool focused on real-world asset-backed tokens, liquidity depth and borrower demand are key factors influencing performance.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.53%; 30-day mean is 3.52%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 78% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.