Echelon Market · Aptos

USD1

Overview

The Echelon Market USD1 pool on Aptos is a single-asset stablecoin lending position where suppliers earn variable interest on deposits of the protocol’s native stablecoin, USD1. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders. Total APY stands at 3.90%, combining base lending with an additional reward component. Over the past week, this rate has increased by 0.06% and over the last month it has risen by 0.14%, placing it below the 30-day mean of 3.83%. TVL is currently at $4.5M without a reported change in the past seven days; primary exposure lies with depeg risk on the underlying stablecoin. Given its role as a lending pool, utilization rates are an important factor affecting supplier returns and overall stability.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.64%; 30-day mean is 3.85%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 64% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.