Morpho Blue · Monad

EARNAUSD

Overview

The Morpho Blue EARNAUSD pool on Monad is a single-asset lending position where suppliers earn variable interest on USDC deposits. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 0%, with no reward component. There is no trend data available for either the 7-day or 30-day periods, as both `apy_pct_7d` and `apy_pct_30d` are null. The current rate aligns with the 30-day mean of 0%.

TVL currently sits at $7.4M without a reported change over the past seven days. Primary exposure is depeg risk on the underlying stablecoin, given that this is a single-asset pool focused on USDC liquidity.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Yields can change as TVL and incentive emissions change. The current APY is not a guarantee.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.