Toros · Arbitrum

USDY

Overview

The Toros USDY pool on Arbitrum is a single-asset stablecoin lending position where suppliers earn variable interest on deposits of the USDY token. Toros generates yield by routing borrowing demand against pooled liquidity and distributing earned interest to lenders.

Total APY stands at 5.34%, with no additional reward component. The 7-day trend shows a decline of 8.08% while the 30-day trend is up 0.47%. This places the current rate below the 30-day mean of 7.43%.

TVL currently sits at $306K with no reported change over the past week. Primary exposure for this pool is depeg risk on the underlying stablecoin, USDY. Given its status as a single-asset stablecoin pool, liquidity depth remains crucial for maintaining stability and yield performance.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 6.70%; 30-day mean is 5.92%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 64% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.