Zentra Finance · Citrea

CTUSD

Overview

The Zentra Finance CTUSD pool on Citrea is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by routing borrowing demand against pooled CTUSD liquidity and pays suppliers from the resulting interest spread. Total APY stands at 2.23%, with no additional reward layer. Over the past seven days, the trend has risen slightly by 0.14%, while over the last thirty days it has increased by nearly 1%. The current rate is above the 30-day mean of 1.58%. TVL in the pool stands at $107K with no reported change over the past week, primarily exposing suppliers to depeg risk on the underlying stablecoin CTUSD. Given its single-asset nature and relatively low TVL, liquidity depth is limited compared to larger pools.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.22%; 30-day mean is 2.79%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 51% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.