Zest V2 · Stacks

USDH

Overview

The Zest V2 USDH pool on Stacks is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders. Total APY stands at 29%, with no additional reward component. Over the past week, the rate has declined by 3% and over the past month it is down 2%, placing the current rate below the 30-day mean of 48%. TVL currently sits at $7M without a reported change in the last seven days. The primary risk here is depeg risk on the underlying stablecoin, USDH. Given its role as a lending pool, utilization rates are closely monitored to gauge borrower demand and lender exposure.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Yields can change as TVL and incentive emissions change. The current APY is not a guarantee.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.