Uncollateralized Lending
3Jane Lending
Total TVL
$21.06M
Active pools
2
Chains supported
1
Official site: https://www.3jane.xyz/ ↗
Overview
3Jane Lending is an uncollateralized lending protocol where users can borrow assets without posting collateral, relying on the creditworthiness of borrowers to ensure repayment. The protocol generates revenue through interest payments from borrowers and holds lenders' funds in reserve pools. It operates as a niche player within the crowded space of DeFi lending platforms.
The protocol has $78,110 in TVL across 2 active pools on 1 chain: Ethereum dominates with 100% of the total value locked. The concentration of liquidity solely on Ethereum poses significant risk to users due to potential network vulnerabilities and single-chain exposure.
3Jane Lending reports a single public audit reference, indicating a conservative approach to trust but limited third-party validation. Token economics data is unavailable, preventing direct comparison between market cap and TVL. An official website is available at https://www.3jane.xyz/, providing users with an additional layer of transparency and support.
Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.
TVL by chain
| Chain | TVL on chain |
|---|---|
| Ethereum | $21.06M |
TVL history
Top pools
FAQ
› What is 3Jane Lending?
3Jane protocol is a peer-to-pool credit-based money market enabling algorithmic, real-time uncollateralized USDC credit lines for yield farmers, traders, businesses, and/or AI agents
› How much TVL does 3Jane Lending have?
3Jane Lending has $21.06M in total value locked across all supported chains as of the last refresh.
› How many active pools does 3Jane Lending have?
We currently track 2 active pools for 3Jane Lending.
› Is 3Jane Lending audited?
DefiLlama lists 1 audit for 3Jane Lending. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.