Lending
SparkLend
Total TVL
$3.14B
Active pools
18
Chains supported
2
Official site: https://app.spark.fi/points/KNQ5HD ↗
Overview
SparkLend is a lending protocol that enables users to deposit and borrow crypto assets within a decentralized framework.
The protocol operates across a single blockchain and maintains 18 active lending pools. Total value locked stands at approximately 3.14 billion USD, representing the cumulative value of assets deposited into the protocol's smart contracts.
The protocol has completed one audit, though specific audit details and comprehensive risk assessments are unavailable from the provided data. Users should conduct independent research into the audit scope and any disclosed findings before participating.
Generated 2026-05-18 from the structured pool data on this page. No external claims, no hand-edited text. See methodology.
TVL by chain
Top pools
| Chain | Symbol | TVL | APY |
|---|---|---|---|
| Ethereum | WSTETH | $1.85B | 0.00% |
| Ethereum | USDS | $841.75M | 3.99% |
| Ethereum | WETH | $328.24M | 1.10% |
| Ethereum | LBTC | $218.75M | 0.00% |
| Ethereum | WBTC | $194.63M | 0.00% |
| Ethereum | USDT | $115.43M | 2.69% |
| Ethereum | WEETH | $99.49M | 0.00% |
| Ethereum | PYUSD | $95.18M | 0.16% |
| Ethereum | USDS | $87.04M | 2.23% |
| Ethereum | CBBTC | $56.81M | 0.01% |
FAQ
› What is SparkLend?
SparkLend is a stablecoin lending market. Unlike other lending protocols where rates fluctuate based on utilization or loan size, SparkLend offers governance-defined rates that do not vary based on those factors. This is made possible by Spark’s Liquidity Layer (SLL), which supplies consistent stablecoin liquidity to the protocol
› How much TVL does SparkLend have?
SparkLend has $3.14B in total value locked across all supported chains as of the last refresh.
› How many active pools does SparkLend have?
We currently track 18 active pools for SparkLend.
› Is SparkLend audited?
DefiLlama lists 1 audit for SparkLend. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.