Lending
Surf Lending
Total TVL
$3.32M
Active pools
0
Chains supported
1
Official site: https://surflending.org/ ↗
Overview
Surf Lending is a non-custodial lending protocol that facilitates variable interest rates for suppliers and collateralized loans for borrowers. The platform generates revenue through transaction fees charged to users engaging in borrowing and lending activities.
The protocol holds $2.9M in TVL across Cardano, which accounts for 100% of its footprint. This indicates a singular focus on the Cardano network without diversification across other chains. Surf Lending has an official website available at https://surflending.org/.
Audit posture is light, with only one audit reference noted in the data. The market cap stands at $972K, which is significantly lower than the TVL, suggesting that the token's value does not fully reflect the protocol’s assets under management.
Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.
TVL by chain
| Chain | TVL on chain |
|---|---|
| Cardano | $3.32M |
TVL history
FAQ
› What is Surf Lending?
Surf Lending is a capital-efficient pooled lending protocol enabling investors to earn interest and borrowers to obtain instant loans on Cardano
› How much TVL does Surf Lending have?
Surf Lending has $3.32M in total value locked across all supported chains as of the last refresh.
› How many active pools does Surf Lending have?
We currently track 0 active pools for Surf Lending.
› Is Surf Lending audited?
DefiLlama lists 1 audit for Surf Lending. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.