Aave V3 · Polygon

DAI

Overview

The Aave V3 DAI pool on Polygon is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. Aave routes borrowing demand against pooled DAI liquidity and pays suppliers from the resulting interest spread. Total APY stands at 5.40%, with no additional reward component. The 7-day trend shows an increase of 1.24% while the 30-day trend is up 1.30%, placing the current rate above the 30-day mean of 4.36%. TVL in the pool is $531K, with no reported change over the past week. Primary exposure here is depeg risk on the underlying stablecoin DAI. Utilisation on this pool remains within typical ranges for single-asset stablecoin lending.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 4.91%; 30-day mean is 5.03%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 63% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.