Aave V3 · Polygon

USDT0

Overview

The Aave V3 USDT0 pool on Polygon is a single-asset lending position where suppliers earn variable interest on Tether (USDT) deposits. The protocol generates yield by routing borrowing demand against pooled USDT liquidity and distributing the resulting interest spread to lenders. Total APY stands at 2.76%, with no additional reward component. Over the past week, this rate has declined by 0.74% and over the last month it has dropped by 0.55%, placing it below the 30-day mean of 3.53%. TVL in the pool is $13M; there is no data on the 7-day change. The primary risk for suppliers here is depeg risk, given that this is a single-asset stablecoin pool. Utilisation rates typically influence stability and yield potential in lending pools like this one.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 2.96%; 30-day mean is 2.89%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 78% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.