Compound V3 · Polygon

USDT

Overview

The Compound V3 USDT pool on Polygon is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by routing borrowing demand against pooled USDT liquidity and paying suppliers from the resulting interest spread.

Total APY stands at 2.10%, with no additional reward layer. Over the past week, the rate has declined slightly by -0.72%, while over the last month it increased by 0.83%. This current rate is above the 30-day mean of 1.98%.

TVL in this pool sits at $568K with no reported change over the past week. The primary risk exposure here is depeg risk on the underlying stablecoin USDT, which could affect returns if the token deviates from its peg to the dollar.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 1.49%; 30-day mean is 1.45%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 56% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.