Asset
USDT
Best APY
235.06%
Total TVL
$3.24B
Active pools
147
Chains
30
Overview
USDT is a non-stablecoin asset with multiple yield opportunities across DeFi. Yield farming options span 147 pools distributed across 30 chains and supported by 79 protocols, with the highest available APY reaching 235.06%. The asset maintains a tracked total value locked of $3.24 billion. APY variance for USDT is driven by pool structure—lending protocols, liquidity provision arrangements, single-asset versus multi-asset configurations, and chain selection all influence return rates significantly. Higher yields typically correspond with less conventional pool types or lower-liquidity chains, while established pools on major chains generally offer more modest but stable returns.
Generated 2026-05-18 from the structured pool data on this page. No external claims, no hand-edited text. See methodology.
Where to earn yield on USDT
| Chain | Best APY | Total TVL |
|---|---|---|
| Ethereum | 167.64% | $3.01B |
| Tron | 6.39% | $119.50M |
| Cronos | 0.15% | $44.88M |
| Solana | 5.76% | $24.05M |
| Arbitrum | 83.00% | $16.86M |
| TON | 6.18% | $6.14M |
| Avalanche | 235.06% | $4.79M |
| Katana | 9.99% | $4.14M |
| Polygon | 21.63% | $2.14M |
| Sui | 7.45% | $1.83M |
| Aptos | 2.22% | $1.46M |
| Mantle | 51.20% | $1.00M |
| Manta | 0.66% | $653.2K |
| ICP | 0.25% | $397.5K |
| Cardano | 9.50% | $338.7K |
| Starknet | 6.82% | $98.9K |
| Linea | 22.42% | $74.6K |
| Algorand | 0.01% | $64.3K |
| Astar | 0.23% | $56.6K |
| Ontology | 0.11% | $26.6K |
| Moonriver | 0.00% | $22.7K |
| Canto | 4.53% | $14.3K |
| Bifrost Network | 6.24% | $5.2K |
| Aurora | 0.13% | $4.1K |
| Flare | 5.73% | $1.9K |
| Bitlayer | 8.78% | $1.6K |
| Base | 2.40% | $1 |
| CORE | 1.60% | $0 |
| Scroll | 0.00% | $0 |
| IOTA EVM | 27.50% | $0 |
All pools holding USDT
| Protocol | Chain | Symbol | TVL | APY |
|---|---|---|---|---|
| Spark Savings | Ethereum | USDT | $1.27B | 2.50% |
| Maple | Ethereum | USDT | $921.18M | 4.37% |
| Aave V3 | Ethereum | USDT | $390.45M | 2.69% |
| Fluid Lending | Ethereum | USDT | $132.22M | 3.91% |
| SparkLend | Ethereum | USDT | $115.43M | 2.69% |
| JustLend | Tron | USDT | $110.18M | 1.33% |
| Aave V3 | Ethereum | USDT | $71.38M | 7.24% |
| Compound V3 | Ethereum | USDT | $46.99M | 2.87% |
| Tectonic | Cronos | USDT | $44.88M | 0.15% |
| Jupiter Lend | Solana | USDT | $21.14M | 3.09% |
| Compound V2 | Ethereum | USDT | $17.02M | 0.00% |
| ZEROBASE CeDeFi | Ethereum | USDT | $14.44M | 9.00% |
| Compound V3 | Arbitrum | USDT | $8.41M | 2.07% |
| ZEROBASE CeDeFi | Arbitrum | USDT | $7.92M | 9.00% |
| Allbridge Classic | Tron | USDT | $7.83M | 0.14% |
| Yearn Finance | Ethereum | USDT | $7.28M | 2.22% |
| Lista Lending | Ethereum | USDT | $6.05M | 5.48% |
| Allbridge Classic | Ethereum | USDT | $5.16M | 0.16% |
| Yearn Finance | Ethereum | USDT | $4.14M | 2.50% |
| Metrom | Katana | USDT | $4.14M | 9.99% |
| Storm Trade | TON | USDT | $3.68M | 6.18% |
| Benqi Lending | Avalanche | USDT | $2.34M | 3.73% |
| Aave V3 | Avalanche | USDT | $2.14M | 5.86% |
| EVAA Protocol | TON | USDT | $1.88M | 1.42% |
| Flux Finance | Ethereum | USDT | $1.69M | 4.58% |
| Across | Ethereum | USDT | $1.58M | 1.45% |
| Symbiosis | Tron | USDT | $1.49M | 6.39% |
| Kai Finance | Sui | USDT | $1.47M | 6.94% |
| Aave V3 | Aptos | USDT | $1.01M | 1.00% |
| Solv Basis Trading | Mantle | USDT | $956.3K | 0.00% |
FAQ
› Where can I earn yield on USDT?
USDT is supported by 79 protocols across 30 chains, with 147 active pools tracked. The list above is sorted by TVL.
› What's the highest APY for USDT?
The best advertised APY across pools holding USDT is 235.06%. Always check the underlying protocol and chain before chasing yield — high APY usually means high risk.
› What's the total tracked TVL for USDT?
$3.24B is currently sitting in pools that hold USDT.