Asset
USDT
Best APY
22.04%
Total TVL
$2.96B
Active pools
98
Chains
21
Overview
USDT is a non-stablecoin asset with multiple yield opportunities across DeFi. Yield farming options span 147 pools distributed across 30 chains and supported by 79 protocols, with the highest available APY reaching 235.06%. The asset maintains a tracked total value locked of $3.24 billion. APY variance for USDT is driven by pool structure—lending protocols, liquidity provision arrangements, single-asset versus multi-asset configurations, and chain selection all influence return rates significantly. Higher yields typically correspond with less conventional pool types or lower-liquidity chains, while established pools on major chains generally offer more modest but stable returns.
Composed 2026-05-18 from the structured data above. See methodology for the full pipeline.
Tracked TVL history
Where to earn yield on USDT
| Chain | Best APY | Total TVL |
|---|---|---|
| Ethereum | 22.04% | $2.77B |
| Tron | 8.14% | $85.98M |
| Cronos | 0.15% | $44.84M |
| Solana | 6.30% | $23.94M |
| Arbitrum | 9.00% | $17.44M |
| Avalanche | 3.73% | $6.14M |
| Katana | 2.42% | $4.58M |
| TON | 5.93% | $4.49M |
| Polygon | 9.00% | $3.77M |
| Aptos | 2.34% | $1.09M |
| Mantle | 0.00% | $987.1K |
| Sui | 8.47% | $744.2K |
| ICP | 1.55% | $221.0K |
| Kava | 0.00% | $212.9K |
| Cardano | 12.80% | $208.8K |
| Starknet | 3.06% | $156.0K |
| Algorand | - | $64.3K |
| Linea | - | $60.0K |
| Canto | - | $14.3K |
| Bifrost Network | - | $6.0K |
| CORE | - | $0 |
All pools holding USDT
FAQ
› Where can I earn yield on USDT?
USDT is supported by 60 protocols across 21 chains, with 98 active pools tracked. The list above is sorted by TVL.
› What's the highest APY for USDT?
The best advertised APY across pools holding USDT is 22.04%. Always check the underlying protocol and chain before chasing yield - high APY usually means high risk.
› What's the total tracked TVL for USDT?
$2.96B is currently sitting in pools that hold USDT.