Asset
USDT
Best APY
17.10%
Total TVL
$2.23B
Active pools
99
Chains
20
Overview
USDT is a non-stablecoin asset with multiple yield opportunities across DeFi. Yield farming options span 147 pools distributed across 30 chains and supported by 79 protocols, with the highest available APY reaching 235.06%. The asset maintains a tracked total value locked of $3.24 billion. APY variance for USDT is driven by pool structure—lending protocols, liquidity provision arrangements, single-asset versus multi-asset configurations, and chain selection all influence return rates significantly. Higher yields typically correspond with less conventional pool types or lower-liquidity chains, while established pools on major chains generally offer more modest but stable returns.
Composed 2026-05-18 from the structured data above. See methodology for the full pipeline.
Tracked TVL history
Where to earn yield on USDT
| Chain | Best APY | Total TVL |
|---|---|---|
| Ethereum | 17.10% | $2.06B |
| Tron | 4.54% | $74.86M |
| Cronos | 0.15% | $44.87M |
| Solana | 4.38% | $23.52M |
| Arbitrum | 9.00% | $11.78M |
| Avalanche | 3.21% | $4.92M |
| TON | 6.21% | $3.60M |
| Polygon | 9.00% | $2.23M |
| Mantle | 0.00% | $970.4K |
| Sui | 11.42% | $747.0K |
| Kava | 10.00% | $204.8K |
| ICP | 3.46% | $151.1K |
| Aptos | 4.47% | $124.2K |
| Starknet | - | $97.4K |
| Linea | - | $95.6K |
| Cardano | - | $93.0K |
| Algorand | - | $64.3K |
| CORE | - | $26.2K |
| Canto | - | $14.3K |
| Bifrost Network | - | $7.4K |
All pools holding USDT
FAQ
› Where can I earn yield on USDT?
USDT is supported by 61 protocols across 20 chains, with 99 active pools tracked. The list above is sorted by TVL.
› What's the highest APY for USDT?
The best advertised APY across pools holding USDT is 17.10%. Always check the underlying protocol and chain before chasing yield - high APY usually means high risk.
› What's the total tracked TVL for USDT?
$2.23B is currently sitting in pools that hold USDT.