Yearn Finance · Ethereum

USDT

Overview

The Yearn Finance USDT pool on Ethereum is a single-asset stablecoin position where suppliers earn variable interest on Tether (USDT) deposits. Yearn aggregates yield from various DeFi protocols and pays out to suppliers based on the aggregated returns.

Total APY stands at 2.10%, with no additional reward component. Over the past seven days, the rate has decreased by 0.29% and over the last thirty days, it has declined by 0.59%, placing the current rate below the 30-day mean of 2.60%.

TVL is $7.28M with no reported change in the past week; primary exposure is depeg risk on the underlying stablecoin USDT. Yearn's yield aggregation strategy aims to provide consistent returns across different market conditions, though this pool remains sensitive to fluctuations in USDT’s peg stability.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.57%; 30-day mean is 3.43%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 66% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.