Lending
Fluid Lending
Total TVL
$723.24M
Active pools
138
Chains supported
5
Official site: https://www.fluid.io/ ↗
Overview
Fluid Lending is a lending protocol that enables users to deposit and borrow digital assets across multiple blockchain networks.
The protocol operates 204 active pools across four chains, with total value locked at approximately $784.9 million. The largest chain by TVL share is data unavailable. Fluid Lending maintains a presence across multiple blockchains, allowing users to access lending services on their preferred networks.
The protocol has undergone one audit; a comprehensive risk assessment beyond this single audit is data unavailable.
Composed 2026-05-18 from the structured data above. See methodology for the full pipeline.
TVL by chain
TVL history
Top pools
| Chain | Symbol | TVL | APY |
|---|---|---|---|
| Ethereum | WSTETH | $200.49M | 0.02% |
| Ethereum | USDC | $152.54M | 4.32% |
| Ethereum | USDT | $138.53M | 4.41% |
| Ethereum | ETH | $96.80M | 1.84% |
| Ethereum | ETH | $65.31M | 1.84% |
| Arbitrum | USD₮0 | $43.66M | 5.31% |
| Arbitrum | USDC | $42.99M | 4.33% |
| Plasma | USDT0 | $41.01M | 5.52% |
| Arbitrum | SUSDAI | $36.21M | 0.00% |
| Arbitrum | SUSDAI | $29.24M | 0.00% |
FAQ
› What is Fluid Lending?
An ever-evolving DeFi protocol and financial system of the future by Instadapp
› How much TVL does Fluid Lending have?
Fluid Lending has $723.24M in total value locked across all supported chains as of the last refresh.
› How many active pools does Fluid Lending have?
We currently track 138 active pools for Fluid Lending.
› Is Fluid Lending audited?
DefiLlama lists 1 audit for Fluid Lending. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.