Fluid Lending · Arbitrum

USD₮0

Overview

The Fluid Lending USDₐ0 pool on Arbitrum is a single-asset lending position where suppliers earn variable interest on deposits of the protocol's native stablecoin, USDₐ0. The protocol generates yield by routing borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 4.8%, with no additional reward component. Over the past week, the rate has increased by 0.38% while over the last month it has declined by 6.67%. This current rate is below the 30-day mean of 5.9%.

TVL in the pool amounts to $39M with no reported change over the previous seven days. The primary exposure for lenders here is smart-contract risk, given that this is a lending pool rather than one involving liquidity provision or staking.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 5.90%; 30-day mean is 5.43%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 56% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.