Aave V3 · Ethereum

USDT (Umbrella)

Overview

The Aave V3 USDT pool on Ethereum is a single-asset lending position where USDT serves as the deposited collateral. The pool currently offers a total APY of 7.24 percent, composed of a base yield of 2.69 percent and reward incentives of 4.55 percent. The 30-day mean APY was 7.31 percent; however, specific 7-day and 30-day percentage change data is unavailable. The pool maintains a TVL of approximately 71.4 million dollars, with 7-day TVL change data unavailable. As a stablecoin pool, the primary risk exposure is depeg risk, where USDT could lose its one-dollar peg.

Composed 2026-05-18 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 7.00%; 30-day mean is 6.46%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 58% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.