Aave V3 · Ethereum
USDT (Umbrella)
Current APY
5.30%
base 3.70% · reward 1.60%
TVL
$63.79M
APY -0.42% 7d
Risk signals
Overview
The Aave V3 USDT pool on Ethereum is a single-asset lending position where USDT serves as the deposited collateral. The pool currently offers a total APY of 7.24 percent, composed of a base yield of 2.69 percent and reward incentives of 4.55 percent. The 30-day mean APY was 7.31 percent; however, specific 7-day and 30-day percentage change data is unavailable. The pool maintains a TVL of approximately 71.4 million dollars, with 7-day TVL change data unavailable. As a stablecoin pool, the primary risk exposure is depeg risk, where USDT could lose its one-dollar peg.
Composed 2026-05-18 from the structured data above. See methodology for the full pipeline.
Risk profile
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Smart contract risk
Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.
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Depeg risk
The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.
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Yield variability
Current APY is 5.30%; 30-day mean is 5.14%. Yields can change as TVL and incentive emissions change.
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DefiLlama yield prediction
DefiLlama's model classifies this pool's yield as "Stable/Up" with 53% confidence based on historical patterns.
These notes are derived from the pool's structured data, not editorial advice. See our methodology.
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FAQ
› What is the current APY for Aave V3 USDT on Ethereum?
The current total APY is 5.30%. Base yield: 3.70%. Reward yield: 1.60%.
› What is the TVL of this pool?
Total value locked is $63.79M as of the last data refresh.
› Is there impermanent loss risk?
No. This pool is single-asset and has no impermanent loss exposure.
› Is this a stablecoin pool?
Yes. The pool is built on stablecoins, so the primary risk is depeg events rather than directional price moves.
› How often is this APY updated?
We refresh APY and TVL hourly from DefiLlama. Daily snapshots are stored to power the historical chart on this page.
Last updated 2026-10-04. See methodology for how we collect and refresh this data.