Across · Ethereum

USDT

Overview

The Across USDT pool on Ethereum is a single-asset stablecoin position where suppliers earn variable interest on USDT deposits. The protocol facilitates cross-chain transfers, generating yield through liquidity provision services.

Total APY stands at 1.32%, combining base lending of 0.60% with an additional reward layer of 1.25%. Over the past seven days, the rate has declined by 0.58%, and over thirty days, it has fallen by 0.26%, placing it below the 30-day mean of 1.63%.

TVL currently stands at $1.58M with no reported change over the last week. The primary risk here is depeg risk on the underlying stablecoin USDT. Given its role in cross-chain liquidity, this pool benefits from deep liquidity across multiple chains to ensure efficient transfer services.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.31%; 30-day mean is 2.77%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 70% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.