Credit · World Chain

USDC ($3M supply cap)

Overview

The Credit USDC pool on World Chain is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 34.99%, with no additional reward component. Over the past week, this rate has declined by 1.41% and there is no trend data available for the past month. This places the current yield below the 30-day mean of 37.59%.

TVL currently sits at $888K with no reported change over the last seven days. The primary risk here involves depeg risk on the underlying stablecoin, as single-asset stablecoin pools are vulnerable to fluctuations in peg stability.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 28.47%; 30-day mean is 28.38%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 70% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.