Fluid Lending · Arbitrum

GHO

Overview

The Fluid Lending GHO pool on Arbitrum is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 6.01%, comprising a base rate of 2.96% and an additional reward layer of 3.05%. Over the past seven days, the APY has trended down by 1.72%, while over thirty days it has declined by 1.76%, placing the current rate below the 30-day mean of 6.04%.

TVL in the pool is $3.41M with no reported change over seven days. The primary risk exposure stems from depeg risk on the underlying stablecoin, GHO. This liquidity depth supports typical interest rates for such a lending pool.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 6.92%; 30-day mean is 6.94%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 56% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.