Folks Finance Lending · Algorand

XALGO

Overview

The Folks Finance Lending XALGO pool on Algorand is a single-asset lending position where suppliers earn variable interest on deposits of the native token, XALGO. The protocol generates yield by routing borrowing demand against pooled liquidity and paying lenders from the resulting interest spread.

Total APY stands at 0%, with no reward component available for this asset. There is no trend data available over the past week or month to compare current rates against historical performance.

TVL remains stable at $18.88M; primary exposure lies in smart-contract risk due to the single-asset nature of the pool. Lending utilisation on this XALGO pool typically reflects demand for borrowing within the Folks Finance ecosystem.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Yields can change as TVL and incentive emissions change. The current APY is not a guarantee.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.