Morpho Blue · Ethereum

SKYMONEYUSDTSAVINGS

Overview

Morpho Blue's SKYMONEYUSDTSAVINGS pool on Ethereum is a single-asset lending position denominated in USDT. The pool generates a base APY of 2.49 percent with an additional 0.43 percent from rewards, totaling 2.92 percent. Over the past 30 days, APY has declined 0.95 percent from a 30-day mean of 4.17 percent, while the past week saw a smaller 0.20 percent decrease, indicating a moderating yield environment. The pool holds 119 million dollars in total value locked. As a stablecoin pool, the primary risk lies in potential depeg events affecting USDT; the single-asset structure eliminates impermanent loss exposure, leaving smart-contract risk as a secondary consideration.

Generated 2026-05-18 from the structured pool data on this page. No external claims, no hand-edited text. See methodology.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 2.92%; 30-day mean is 4.17%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 70% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.