NAVI Lending · Sui

XAUM

Overview

The NAVI Lending XAUM pool on Sui is a single-asset lending position where suppliers earn variable interest on deposits of the token XAUM. The protocol generates yield by matching borrowers seeking XAUM loans with lenders willing to supply it.

Total APY stands at 4.27%, combining base lending and reward incentives. Over the past week, APY has increased by 0.26% and over the last month, it rose by 1.54%. This current rate is above the 30-day mean of 4.6%.

TVL currently sits at $1.4M with no reported change in the past seven days. The primary risk here is smart-contract exposure due to the single-asset nature and non-stablecoin status of XAUM. Lending utilisation on this pool reflects typical levels for similar assets within the NAVI Lending protocol category.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.01%; 30-day mean is 0.01%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 70% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.