Nest Credit · Plume Mainnet

NTBILL

Overview

The Nest Credit NTBILL pool on Plume Mainnet is a single-asset stablecoin lending position where suppliers earn variable interest on deposits of the protocol's native token, Ntbill. The protocol generates yield by routing borrowing demand against pooled liquidity and paying suppliers from the resulting interest spread. Total APY stands at 1.52%, with no additional reward layer. Over the past seven days, the rate has declined by 1.85% and over the last thirty days, it has fallen by 0.58%. This places the current rate below the 30-day mean of 2.99%. TVL is $865K with no reported change in the past week; primary exposure is depeg risk on the underlying stablecoin. Given its RWA focus, this pool likely offers a unique asset class not typically found in standard DeFi lending arrangements.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 3.70%; 30-day mean is 3.26%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 66% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.