Neverland · Monad

EARNAUSD (Neverland Markets)

Overview

The Neverland EARNAUSD pool on Monad is a single-asset stablecoin lending position where suppliers earn variable interest on USD-denominated deposits. The protocol generates yield by matching depositors with borrowers seeking USD liquidity. Total APY stands at 2.62%, composed entirely of the reward component, as base lending yields are zero. Over the past week, the rate has decreased by 0.17% and over the last month, it has fallen by 0.43%, placing current rates below the 30-day mean of 3.06%. TVL is $3.35M with no reported change in the past seven days; primary exposure lies in depeg risk on the underlying stablecoin. The pool's stability and low volatility align well with its focus on providing a steady yield to depositors.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 2.08%; 30-day mean is 1.21%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 64% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.