Reserve Protocol · Ethereum

USD3

Overview

The Reserve Protocol USD3 pool on Ethereum is a single-asset stablecoin position where suppliers earn variable interest on USD3 deposits. The protocol generates yield by routing borrowing demand against pooled liquidity and distributing the resulting interest to suppliers.

Total APY stands at 4.55%, with no additional reward component. Over the past week, this rate has declined by 1.20% but increased by 1.49% over the last month, putting it above the 30-day mean of 3.84%.

TVL is currently $4.92M and shows a slight decrease from the previous week. The primary risk here is depeg risk on the underlying stablecoin. Given its category as an index, this pool benefits from Reserve Protocol’s broader market exposure to maintain liquidity depth across various assets.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 0.00%; 30-day mean is 0.94%. Yields can change as TVL and incentive emissions change.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.