Takara Lend · Sei

USD₮0

Overview

The Takara Lend USD₰ on Sei is a single-asset lending position where suppliers earn interest on deposits in the USD₰ stablecoin. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 8.17%, composed of a base rate of 6.19% and an additional reward layer of 1.98%. Over the past week, the APY has decreased by 3.45%, while over the last month it has dropped by 20.37%, placing the current yield below the 30-day mean of 15.36%.

TVL is $926K with no reported change over the previous seven days. The primary risk here is smart-contract exposure, given that this is not a multi-asset pool or single-stablecoin pool. The protocol's lending category and stable/uptrend prediction suggest relatively healthy market conditions for USD₰ deposits.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 10.16%; 30-day mean is 10.09%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 63% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.