AprScope

Uncollateralized Lending

Accountable

Total TVL

$1.48M

Active pools

21

Chains supported

5

Official site: https://accountable.capital/ ↗

Overview

Accountable is an uncollateralized lending protocol where users can borrow funds without posting collateral, relying on the creditworthiness of borrowers to manage risk. This model generates revenue through interest payments and fees from borrowed assets.

The protocol holds $419K in TVL across 11 active pools on 2 chains; Monad dominates at 99%, with Ethereum second at 0.6%. The split highlights a significant concentration risk on the Monad chain, indicating limited diversification.

Audit posture is light, with 1 audit reference available. Token economics data is unavailable, making it difficult to assess market cap relative to TVL. Accountable has an official website, suggesting some level of project governance and community engagement.

Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.

TVL by chain

Chain TVL on chain
Robinhood Chain $1.15M
Arbitrum $192.8K
Monad $71.4K
Ethereum $60.2K
Citrea $4.2K

TVL history

TVL over time

Top pools

Chain Symbol TVL APY
Monad AUSD $106.07M 6.84%
Monad USDC $99.96M 13.91%
Monad AUSD $29.98M 8.15%
Ethereum USDC $10.15M 11.64%
Monad USDC $9.95M 6.86%
Monad CBBTC $8.44M 7.05%
Monad USDC $7.50M 21.09%
Monad USDC $5.04M 12.14%
Ethereum USDC $3.60M 22.51%
Ethereum USDC $3.29M 11.58%

FAQ

What is Accountable?

YieldApp by Accountable is the first yield marketplace built on top of Accountable's Data Verification Network. Every opportunity from borrower vaults to structured credit strategies is backed by live, cryptographically verifiable data. Designed for allocators, YieldApp makes it easy to discover, assess and deploy into yield opportunities you can trust.

How much TVL does Accountable have?

Accountable has $1.48M in total value locked across all supported chains as of the last refresh.

How many active pools does Accountable have?

We currently track 21 active pools for Accountable.

Is Accountable audited?

DefiLlama lists 1 audit for Accountable. Audits reduce smart-contract risk but do not eliminate it.

See our methodology for how this data is collected.