Accountable · Monad

USDC (Earn ACC Points)

Overview

The Accountable USDC pool on Monad is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. The protocol generates yield by routing borrowing demand against pooled USDC liquidity and paying suppliers from the resulting interest spread. This pool stands as one of several venues for USDC lending on Monad.

Total APY is 9.5%, comprising an 8.5% base rate and a 1.0% reward layer. The 7-day trend shows a decline of 1.62%, while 30-day trend data is not available. Current APY sits below the 30-day mean of 10.99%. This indicates that yield has been compressing over recent weeks.

TVL stands at $1.9M, with no reported change in the past week, suggesting stability relative to its size. Primary exposure for this pool is depeg risk on the underlying stablecoin. Given it operates as an uncollateralized lending venue, borrower behavior and market conditions directly influence supply-side rates and overall yield performance.

Composed 2026-05-22 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 9.71%; 30-day mean is 10.37%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 59% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.