Lending
Gearbox
Total TVL
$18.21M
Active pools
13
Chains supported
11
Official site: https://gearbox.finance/ ↗
Overview
Gearbox is a lending protocol that facilitates borrowing and lending of various assets, generating interest income for lenders while borrowers pay fees to access liquidity. Value flows through the protocol via interest payments from borrowers to lenders, with Gearbox earning transaction fees.
The protocol holds $22.5M in TVL across 22 active pools on six chains; Ethereum leads at 82%, followed by Etherlink at 10%. This distribution highlights a significant concentration of assets on Ethereum, with secondary support from Etherlink indicating an early-stage multi-chain strategy.
Audit posture is light, with one audit reference available. The market cap of $4.2M is notably lower than the TVL, suggesting that token value does not fully reflect protocol usage or revenue. Gearbox maintains an official website.
Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.
TVL by chain
TVL history
Top pools
FAQ
› What is Gearbox?
Gearbox Protocol is building a permissionless credit layer. Designed for seamless wallet integrations, reimagining traditional lending. So you can lend, borrow, or 10x leverage - directly inside your favorite wallets in one click.
› How much TVL does Gearbox have?
Gearbox has $18.21M in total value locked across all supported chains as of the last refresh.
› How many active pools does Gearbox have?
We currently track 13 active pools for Gearbox.
› Is Gearbox audited?
DefiLlama lists 1 audit for Gearbox. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.