TermMax

Overview

TermMax is a lending protocol that facilitates borrowing and lending of assets, generating interest for lenders while borrowers post collateral to secure loans. This design enables users to earn returns on their idle assets or access liquidity by leveraging their holdings.

The protocol holds $71.7M in TVL across 72 active pools on three chains: BSquared leads with a 57% share, followed closely by Ethereum at 39.8%, and Base at 1.8%. This distribution highlights a strong presence on both established and emerging networks, indicating a diversified but still somewhat centralized footprint.

TermMax has undergone one public audit, providing some assurance to users regarding security practices. No market cap data is available for the protocol’s native token, making it difficult to assess its economic value relative to TVL. The project maintains an official website, suggesting a structured approach to governance and community engagement.

Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.