TermMax · Ethereum

XAUT (XAUE XAUt Vault)

Overview

The TermMax XAUT pool on Ethereum is a lending position where suppliers earn variable interest on deposits of the XAUt token, which represents a term deposit in the XAU protocol. This pool generates yield by facilitating borrowing against pooled liquidity and distributing the resulting interest to lenders.

With an APY of 0%, there are no rewards or incentives beyond base lending rates. No trend data is available for either the 7-day or 30-day periods, so current rates cannot be compared to historical performance.

TVL stands at $26M with no reported change over the past week. The primary risk here is smart-contract exposure due to the single-asset nature of the pool. This lending pool operates within typical parameters for its asset and protocol category.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Yields can change as TVL and incentive emissions change. The current APY is not a guarantee.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.