Aave V3 · Polygon

USDC

Overview

The Aave V3 USDC pool on Polygon is a single-asset lending position where suppliers earn variable interest on stablecoin deposits. Aave routes borrowing demand against pooled USDC liquidity and pays suppliers from the resulting interest spread. Total APY stands at 3.09%, with no additional reward component. The 7-day trend shows an increase of 0.52% while the 30-day trend is up 0.45%, placing the current rate above the 30-day mean of 2.75%. TVL holds at $11M, with primary exposure being depeg risk on the underlying stablecoin. This pool benefits from a shallow but consistent liquidity depth typical for single-asset lending positions.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 2.75%; 30-day mean is 2.85%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 88% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.