AUTOfinance · Ethereum

USDC (autoUSD)

Overview

The AUTOfinance USDC pool on Ethereum is a single-asset stablecoin position where suppliers earn variable interest on USDC deposits. The protocol generates yield by lending out pooled liquidity and earning returns from borrowers.

Total APY of 3.88% combines base lending with an additional reward layer. Over the past week, the rate has declined by 0.56%, while over the last month it has fallen by 3.01%. This places the current rate below the 30-day mean of 5.74%.

TVL stands at $8.06M with no recent change data available; primary exposure is depeg risk on the underlying stablecoin. Utilisation rates for this pool are in line with typical levels for single-asset stablecoin pools.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 6.42%; 30-day mean is 6.30%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 71% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.