Folks Finance Lending · Algorand

SILVER

Overview

The Folks Finance Lending SILVER pool on Algorand is a single-asset lending position where suppliers earn variable interest on deposits of the native asset, SILVER. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest spread to lenders.

Total APY stands at 2.00%, with no additional reward component. Over the past seven days, there has been no trend change in APY, while over the last thirty days it is down 1.0%. This places the current rate below the 30-day mean of 2.71%.

TVL currently sits at $2.08M with no reported 7-day change. The primary risk for this pool is smart-contract exposure given its single-asset nature and lack of impermanent loss risk. Lending utilisation on this asset aligns within typical ranges for the protocol category.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.02%; 30-day mean is 0.02%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 82% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.