Folks Finance xChain · Avalanche

AVAX

Overview

The Folks Finance xChain AVAX pool on Avalanche is a single-asset lending position where suppliers earn variable interest on AVAX deposits. Folks Finance aggregates borrowing demand across multiple chains and pays lenders from the resulting interest spread.

Total APY of 91.1% comes solely from base lending, with no additional reward layer. The 7-day trend shows an increase of 14.7%, while the 30-day trend is up 13.3%. This current rate exceeds the 30-day mean of 78.4%.

TVL stands at $1.06M without a specified 7-day change. The primary exposure here is smart-contract risk, given it's not an impermanent loss or depeg scenario. Lending utilization on this pool remains within typical ranges for the asset and protocol category.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.59%; 30-day mean is 0.54%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 66% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.