Lending
Folks Finance xChain
Total TVL
$5.02M
Active pools
32
Chains supported
8
Official site: https://xapp.folks.finance ↗
Overview
Folks Finance xChain is a cross-chain lending protocol that enables users to supply assets and earn interest or borrow funds by posting collateral across multiple blockchains. The platform supports isolated risk pools, allowing for the introduction of diverse asset types without compromising overall stability.
The protocol holds $9.4M in TVL distributed across 63 active pools on seven chains. Avalanche leads with a 71% share, followed closely by Polygon at 20%. This distribution highlights a multi-chain strategy with significant concentration on Layer-1 networks like Avalanche and Polygon, alongside emerging ecosystems such as Monad.
Audit posture is moderate, with three audit references in the data. The protocol maintains an official website, indicating a presence for community engagement and updates.
Composed 2026-05-21 from the structured data above. See methodology for the full pipeline.
TVL by chain
TVL history
Top pools
| Chain | Symbol | TVL | APY |
|---|---|---|---|
| Avalanche | AVAX | $1.05M | 0.21% |
| Avalanche | SOLVBTC | $995.0K | 0.00% |
| Avalanche | SAVUSD | $759.5K | 0.00% |
| Polygon | WSTETH | $705.6K | 0.00% |
| Avalanche | SAVAX | $232.9K | 0.00% |
| Avalanche | USDC | $227.7K | 5.42% |
| Monad | USD₮0 | $146.8K | 8.53% |
| Ethereum | SYRUP | $143.0K | 0.00% |
| Avalanche | GGAVAX | $114.0K | 0.00% |
| Avalanche | BTC.B | $107.9K | 0.00% |
FAQ
› What is Folks Finance xChain?
Crosschain DeFi Hub offering crosschain lending and borrowing.
› How much TVL does Folks Finance xChain have?
Folks Finance xChain has $5.02M in total value locked across all supported chains as of the last refresh.
› How many active pools does Folks Finance xChain have?
We currently track 32 active pools for Folks Finance xChain.
› Is Folks Finance xChain audited?
DefiLlama lists 3 audits for Folks Finance xChain. Audits reduce smart-contract risk but do not eliminate it.
See our methodology for how this data is collected.