Folks Finance xChain · Monad

USD₮0

Overview

The Folks Finance xChain USD€0 pool on Monad is a single-asset lending position where suppliers earn variable interest on deposits of the USD€0 token, which serves as a stablecoin across multiple chains. The total APY stands at 3.61%, with no additional reward component. Over the past week, this rate has risen by 0.13% and over the last month it has increased by 1.327%, placing it above the 30-day mean of 4.01%.

TVL in the pool is $146,890 with no reported change over the past week. The primary risk here involves smart-contract exposure given that this is not a multi-asset or stablecoin-specific pool. Folks Finance xChain's lending protocol operates across various chains, providing liquidity for borrowers and earning interest for lenders in a decentralized manner.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.45%; 30-day mean is 3.50%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 85% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.