Folks Finance xChain · Polygon

WSTETH

Overview

The Folks Finance xChain WSTETH pool on Polygon is a single-asset lending position where suppliers earn variable interest on Wrapped Staked Ether (WSTETH) deposits. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders.

Total APY stands at 0%, with no reward component. Both the 7-day and 30-day trend data are unavailable, making it impossible to gauge recent performance relative to historical averages.

TVL currently sits at $776K without a reported 7-day change. The primary risk here is smart-contract exposure due to the nature of the lending protocol. Folks Finance xChain operates in an environment typical for decentralized lending platforms, where utilization rates can fluctuate based on market conditions and borrower demand.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.00%; 30-day mean is 0.00%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 72% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.