Folks Finance xChain · Avalanche

BTC.B

Overview

The Folks Finance xChain BTC.B pool on Avalanche is a single-asset lending position where suppliers earn variable interest on Bitcoin-backed tokens deposited as BTC.B. The protocol generates yield by matching borrowing demand against pooled liquidity and distributing the resulting interest to lenders. Total APY stands at 0.3%, with no additional reward layer. Over the past week, the rate has increased by 0.3% and over the last month it rose by 0.2%. This current rate is above the 30-day mean of 0.12%. TVL in the pool totals $402K; there is no data on a 7-day change. The primary risk here is smart-contract exposure, as this is a lending pool without multi-asset or stablecoin dynamics that would introduce other types of risk.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Yield variability

  Current APY is 0.01%; 30-day mean is 0.00%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 66% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.