Kai Finance · Sui

USDC

Overview

The Kai Finance USDC pool on Sui is a single-asset stablecoin lending position where suppliers earn variable interest on USDC deposits. The protocol generates yield by leveraging deposited liquidity to create higher-yielding opportunities, often through complex trading strategies or arbitrage.

Total APY stands at 5.49%, with no additional reward component. Over the past week, this rate has decreased by 0.61% and over the last month it has dropped by 0.91%, placing the current yield below the 30-day mean of 7.44%.

TVL is $2.45M without a reported change in the past seven days. The primary risk here is depeg risk on the underlying stablecoin, given that this is a single-asset pool focused on USDC stability.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.39%; 30-day mean is 3.50%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 83% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.