Lazy Summer Protocol · Ethereum

USDT (Lower Risk USDT)

Overview

The Lazy Summer Protocol USDT on Ethereum is a single-asset stablecoin pool where suppliers earn variable interest on Tether (USDT) deposits. The protocol aggregates yield from various DeFi sources to generate returns for depositors.

Total APY stands at 2.51%, with no additional reward component. Over the past week, the rate has increased by 0.35%, while over the last month it has decreased by 2.67%. This current rate is below the 30-day mean of 3.4%.

TVL in this pool totals $157K with no reported change over the past seven days. The primary risk here is depeg risk on the underlying stablecoin USDT. Given its lower-risk classification, this pool aims to provide a more conservative yield strategy compared to higher-yielding alternatives.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 5.73%; 30-day mean is 2.36%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Down" with 85% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.