YO Protocol · Arbitrum

USDC (yoUSD)

Overview

The YO Protocol USDC pool on Arbitrum is a single-asset stablecoin position where suppliers earn yield through the protocol’s aggregated interest and rewards strategies. The protocol generates returns by allocating USDC across various DeFi lending markets and staking opportunities. Total APY of 12.31% combines base yields with an additional reward layer of 7.8%. Over the past seven days, the rate has increased slightly by 0.06%, while over the last thirty days it has dropped by 5.10%, placing the current rate below the 30-day mean of 13.38%. TVL stands at $549K with no reported change in the past week; primary exposure is depeg risk on the underlying stablecoin. Given its relatively small size, this pool offers limited liquidity depth compared to larger DeFi platforms.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 4.00%; 30-day mean is 4.21%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 84% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.