YO Protocol · Base

USDC (yoUSD)

Overview

The YO Protocol USDC pool on Base is a single-asset stablecoin lending position where suppliers earn variable interest on USDC deposits. The protocol aggregates yield from various DeFi sources and pays out to lenders based on the combined returns.

Total APY of 12.31% consists of a base rate of 4.51% plus an additional reward layer of 7.8%. Over the past seven days, the APY has increased by 0.06%, while over the last thirty days it has decreased by 5.10%, placing the current rate below the 30-day mean of 13.4%.

TVL stands at $16M with no reported change in the past week; primary exposure is depeg risk on the underlying stablecoin. Given its role as a yield aggregator, this pool benefits from diversified income streams but remains subject to fluctuations based on market conditions and protocol performance.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 4.00%; 30-day mean is 4.21%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 87% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.