YO Protocol · Ethereum

USDC (yoUSD)

Overview

The YO Protocol USDC pool on Ethereum is a single-asset stablecoin position where suppliers earn yield through the protocol's aggregation of various interest-bearing assets and liquidity pools. The protocol generates returns by allocating USDC across multiple DeFi platforms, optimizing for yield. Total APY stands at 12.31%, composed of a base rate of 4.51% and an additional reward layer of 7.8%. Over the past seven days, the APY has risen slightly by 0.06%, while over the last thirty days it has declined by 5.10%, placing the current rate below the 30-day mean of 13.40%. TVL is $3.35M with no reported change in the past week; primary exposure is depeg risk on the underlying stablecoin USDC. As a single-asset pool focused on stability, liquidity depth remains strong despite recent fluctuations in APY trends.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 4.00%; 30-day mean is 4.21%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 85% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.