Across · Ethereum

USDC

Overview

The Across USDC pool on Ethereum is a single-asset stablecoin liquidity position where suppliers earn variable interest on USDC deposits. Across routes borrowing demand against pooled USDC liquidity and pays suppliers from the resulting yield spread. Total APY of 3.71% breaks down into base lending at 0.16% and an additional reward layer at 3.54%. The 7-day trend is down 0.06%, while the 30-day trend shows a decline of 0.64%, placing the current rate below the 30-day mean of 4.03%. TVL stands at $1.29M with no reported change over the past week; primary exposure is depeg risk on the underlying stablecoin. Given its role in facilitating cross-chain liquidity, this pool benefits from strong demand for USDC across multiple blockchain networks.

Composed 2026-05-20 from the structured data above. See methodology for the full pipeline.

Risk profile

• Smart contract risk

  Funds are deposited into a smart contract. A bug or exploit in the contract could lead to total loss. Audits reduce, but do not eliminate, this risk. Check the protocol page for audit history.

• Depeg risk

  The pool is built on stablecoins. A depeg of any underlying asset would impact returns and principal.

• Yield variability

  Current APY is 3.66%; 30-day mean is 3.56%. Yields can change as TVL and incentive emissions change.

• DefiLlama yield prediction

  DefiLlama's model classifies this pool's yield as "Stable/Up" with 57% confidence based on historical patterns.

These notes are derived from the pool's structured data, not editorial advice. See our methodology.